INCHES Advantage

INCHES Healthcare

Insurance Domain Management, Medical Domain Management, Risk Management.

Circa 2000 – Insurance industry in India was privatized. The same year INCHES was launched with the knowledge and belief that since a large percentage of decisions in insurance are based on medical insights – be it underwriting or claims, overseas partners entering India would need to refine the processes to suit the Indian scenario. It was further realized that most of insurance professionals managing underwriting and claims are either non-medicos or non-practicing doctors.

Our Value Offerings

- INCHES USP – virtual clinical expertise helps insurers decipher medical facts and reports to raise the flags for accurate risk calculation and thus risk mitigation.
- Our current team composition in Underwriting is such that almost our entire team comprises doctors. This means non-medical underwriters have immediate referral points when it comes to critical medical inputs. We also have a CMO team consisting of MBBS doctors, who are doing ECG/TMT/Echo/USG/CXR/PFT opinion cases for various companies. CMO’s are also skilled in giving complete medical opinion in accordance with reinsurance manuals and company guidelines. Underwriters have access to these set of CMO’s as well. This only means decision making become even more robust.
- Beyond this, there are certain medical conditions & findings where specific rating or guideline is not available. CMO’s judgement & assessment becomes very important in these cases. Underwriters can always check with CMO’s for these cases. This CMO & Underwriter collaboration, saves time, moves business forward fulfilling our zero error promise.
- We follow a four eyes approach in underwriting. This means even before recommending for issuance or otherwise decisioning, a second underwriter independently evaluates the case. This is of course for randomly sampled cases.
- Our core operational performance indicators includes zero error in them of service quality, maintaining turn around time as for our customer expectation & consistent productivity board and internal standards.
- We are ISO 27001: 2013 certified; Complying with all security norms; IS governance, Endpoint security, Application security, Network Security, Vulnerability assessment, Physical Security/ HR security, Version controls and Incident Management.
Offering critical inputs for all around Insurance Risk Management has been the specialty of INCHES for over two decades now

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Years of Domain Experience

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Number of Clients

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Number of Cases Handled

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INR Losses Prevented

TESTIMONIALS

What Our Clients Say!

Hi, This is Siddharth from Care health Insurance. I would to like to congratulate Dr Asrani & Dr Sushma and team INCHES Health Care for the new Journey INCHES 2.0. As INCHES complete its 2 decades serving the insurance sector, we at Care Health insurance also completed 10 year of operations as a standalone health insurance company in India and I am happy to state that since we began our operations in 2012 we have been getting benefited by the knowledge and support from INCHES Healthcare Pvt. Ltd.

Head Fraud Control Unit Care Health Insurance Pvt Ltd

Mr Siddharth Kansal

 5/5

Dr C H Asrani and his team in this Healthcare limited comes up and and starts working in this area I would not hesitate to say that the commendable work done by Dr C H Asrani and his team in the area of underwriting, risk management, teams management and creating Professionals for future is something all of us are extremely lucky to have. I think the Indian insurance industry and the risk management practices professionals are very thankful to this team for thinking in this direction and working in this area.